Own Your Dream Smartphone Today
Fast approval, flexible monthly installments, and minimal documentation. ShinePay makes mobile ownership simple, affordable, and hassle-free.
Loved by 10,000+ happy customers
Approval in
24 Hours
From only
Rs. 2,500/mo
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Happy Customers
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Partner Stores
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Phone Models
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Fast Approval
Trusted
Fintech Provider
About ShinePay PVT LTD
Registered in Sri Lanka · Company Reg No. PV00370916
ShinePay (Pvt) Ltd is Sri Lanka's leading Mobile solution provider, specializing in smartphone financing. We've built a unique model that empowers customers to own smartphones through a convenient, flexible payment plan — no traditional credit card requirements, no rigid installment options.
- Unique Financing Model
- No Credit Card Needed
- Flexible Payment Plans
- Islandwide Sri Lanka
Choose Your Favorite Brand
Upgrade to the latest smartphones from leading brands.
Making Smartphone Financing Easy
Instant Loan Approval
Quick approval with our fast and simple application process.
Flexible Installments
Choose repayment plans that fit your monthly budget.
Low Initial Payment
Start with an affordable down payment and pay the rest monthly.
Islandwide Service
Available through authorized partner stores across Sri Lanka.
Transparent Pricing
No hidden fees. Clear payment schedules and loan details.
Safe & Secure
Your personal information is protected with industry-standard security.
Affordable Payment Plans
- Flexible Monthly Installments
- Competitive Interest Rates
- Fast Approval
- Minimal Documentation
- No Credit Card Required*
- Early Settlement Available*
- Friendly Customer Support
*Terms and conditions apply.
Fast Processing
Applications processed quickly.
Trusted Service
Transparent terms you can rely on.
Wide Selection
Latest smartphones and tablets.
Easy Payments
Convenient monthly installments.
What is the Device Blocking Feature?
ShinePay devices come equipped with a "Device Blocking feature" — a remote device management tool for devices on installment plans. Since every device is bought under ShinePay's monthly loan plan, this security feature is activated on all of them. If a customer fails to repay, ShinePay can block the device; once the outstanding amount is cleared, it unlocks instantly.
Device Locked
Complete your payment
to unlock this device
The Device Blocking feature also offers the following functions
Device Locking
In cases of overdue loan payments, the purchased device can be locked until we receive payment from the customer.
Late Payment Notifications
When loan payments are overdue, payment reminders in the form of notifications are sent to the purchased device.
Enrollment Alerts
A message appears during initial enrollment and whenever there is a SIM card change — shown each time the device is restarted or a SIM change occurs.
Automatic Offline Device Locks
If a customer turns off data to avoid repayment, an offline device lock activates and remains until repayment is completed — even when the device is untrackable.
Blinking Payment Alerts
If a standard reminder doesn't prompt payment, a periodic blinking payment reminder escalates on the device until the overdue amount is settled.
SIM Lock Management
SIM cards can be configured to limit certain functionalities and/or lock the device as needed.
What Our Customers Say
Real stories from ShinePay customers across Sri Lanka.
Frequently Asked Questions
A valid NIC and the required supporting documents for verification.
Applications are reviewed as quickly as possible after verification.
Yes, early settlement options are available according to your agreement.
We offer financing for many leading smartphone brands.
Need Help? Let's Talk
Our team is ready to help you choose the right smartphone and payment plan.
Your Next Smartphone is Just One Step Away
Apply today and enjoy a simple, secure, and affordable smartphone financing experience.